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试论农业保险巨灾风险分散机制的建立

发布时间:2019-06-28 14:14
【摘要】:建立农业巨灾风险分散机制意义深远。农业巨灾损失一旦发生,往往吞噬农业保险公司的所有准备金和资本金,严重冲击农业保险公司的财务稳定,制约着农业保险的可持续发展。十七大三中全会通过的《中共中央关于推进农村改革发展若干重大问题的决定》明确提出"发展农村保险事业,健全政策性农业保险制度,加快建立农业再保险和巨灾风险分散机制",意味着业内和社会长期关注的农业保险巨灾风险分散机制取得重要突破。
[Abstract]:It is of far-reaching significance to establish a decentralized mechanism of agricultural catastrophe risk. Once the loss of agricultural catastrophe occurs, it often devours all the reserves and capital of agricultural insurance companies, which seriously affects the financial stability of agricultural insurance companies and restricts the sustainable development of agricultural insurance. The decision of the CPC Central Committee on promoting Rural Reform and Development, adopted by the third Plenary session of the 17th CPC National Congress, clearly put forward that "developing rural insurance, perfecting policy-oriented agricultural insurance system, and speeding up the establishment of agricultural reinsurance and catastrophe risk dispersion mechanism" means that the agricultural insurance catastrophe risk dispersion mechanism, which has long been concerned by the industry and society, has made an important breakthrough.
【作者单位】: 中国人民财产保险股份有限公司江西省分公司;
【分类号】:F842.6

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